Where did the 7 trillion new loans go in the first quarter-the growth rate of the property market loans continued to drop in 20 months

Where did the 7 trillion supplementary loans go in the first quarter?The growth of property market loans continued to decline in 20 months
It is said that the loan investment statistics report for financial institutions in the first quarter of 2020 released on April 24th showed that RMB loans for financial institutions increased by 7 in the first quarter of 2020.1 trillion yuan, an increase of 1 in ten years.29 trillion.Where did the new loan go?From the perspective of investment, about a quarter of them are invested in real estate.This proportion is 9% lower than the level of the previous year.4 averages.From the perspective of loan growth, real estate loans increased in the first quarter.9%, the growth rate dropped for 20 consecutive months.Loans to enterprises and institutions, industry, inclusive finance, green credit, “three rural”, households and other fields have maintained stable or rapid growth.The fiscal policy has not been relaxed due to the epidemic, and the growth rate of real estate loans has dropped for 20 consecutive months. The report shows that the balance of RMB real estate loans was 46 at the end of the first quarter of 2020.16 trillion, an increase of 13 in ten years.9%, the growth rate is 0 lower than the end of last year.Nine averages, which have fallen for 20 consecutive months; an increase of 1 in the first quarter.75 trillion yuan, accounting for 24% of the expected increase in RMB loans over the same period.6%, which is 9% lower than the previous year’s level.4 averages.At the extreme, the “faucet” of real estate financing has been tightened.In January of this year, Huang Hong, vice chairman of the China Banking Regulatory Commission, said at the press conference of the State Council that it will continue to firmly agree to the “housing, housing, and speculation” requirement, strictly implement regulatory rules such as credit concentration, and strictly prevent credit funds from monitoring the real estate market.Continue to contain the bubble of real estate financialization.In addition to credit, other financing channels for housing companies have also been tightened.For example, the real estate trusts that encountered multiple rounds of window guidance last year still have to reduce their quotas this year. In addition, the epidemic caused the property market to shut down once, and the scale of real estate trusts shrank significantly in the first quarter.Real estate policy has not been relaxed because of the epidemic.According to Centaline Real Estate Statistics, the national real estate pricing policy continued to be more frequent in March. On the basis of the historical record of 75 times in February, the real estate-related measurement policy was issued 60 times in March.The number of real estate expansions gradually reached 171 in the first quarter, compared with 104 in the same period in 2019, an increase of 65%.Zou Lan, director of the short-term financial market department, said recently that 2020 will continue to strictly control the proportion of real estate in supplementary credit resources, and implement incremental optimization of credit resources and stock adjustments.In addition, the regulatory authorities have continued to investigate and deal with the “transfusion” property market in violation of bank credit funds.This week, Shenzhen, Shanghai, and Shanghai have successively announced strict investigations into the capital market for violations of business loans and other regulations. Since this year, the CBRC has issued more than 50 house-related fines, including fines for small and micro enterprises.The regulations flowed into the real estate sector, and real estate development loans were not issued on schedule.Strict assessment and targeted reduction in standards will increase loans for inclusive finance.7% 2020 is the last year for developing countries to implement the five-year plan for inclusive financial development.After the outbreak, the difficulties faced by small and medium-sized enterprises in developing countries, the State Council deployed measures such as targeted reduction of inclusive finance in response to the impact. In addition to the assessment of the growth rate of inclusive financial loans by banks, inclusive financial loans in the first quarterMaintain rapid growth.The report shows that at the end of the first quarter of 2020, the balance of loans in the inclusive finance sector was 18.33 trillion yuan, an increase of 17 years.7%, the growth rate is 0 higher than the end of last year.6 averages, increased by 1 in the first quarter.03 trillion, an increase of 313.5 billion a year.At the end of the first quarter of 2020, the balance of Pratt & Whitney’s small and micro loans was 12.41 trillion yuan, an increase of 23 in ten years.6%, the growth rate is higher than the end of last month and the end of last year2.6 and 0.5 digits; an increase of US $ 840.5 billion in the first quarter and an additional US $ 287.6 billion in one year.Surplus of production and operation loans for farmers 5.54 trillion yuan, an annual increase of 6.9%; Entrepreneurship guarantee loan balance was 151.6 billion, a year-on-year increase of 33.9%; the balance of student loans was 115.6 billion yuan, a year-on-year increase of 12.4%.The daily National Convention on April 21 further proposed to increase the weight of Pratt & Whitney Financial in the comprehensive performance assessment indicators of banking financial institution branches to more than 10%, and encourage the increase of micro credit.Wen Bin, chief analyst of China Minsheng Bank, said that the current scale of banking business is diversified and the assessment indicators are diversified. The weight of small and micro businesses is less than 10%, or even less than 5%.The forthcoming State Council executive meeting is expected to clarify the scale of small and micro business appraisal of commercial banks and strengthen inspection and enforcement, so as to drive commercial banks to comprehensively enhance the benefits of serving small and micro enterprises in terms of customers, scale, efficiency, and quality.Dong Ximiao, a special judge of the National Finance and Development Laboratory, said that increasing the weight of Pratt & Whitney Finance in the comprehensive performance evaluation indicators of banking financial institution branches will promote the guidance of banks to play the guiding role of the assessment baton, and put the policy of developing Pratt & Whitney Finance at the grassrootsInstitutions can continue to fall and provide better services to small, medium and micro enterprises.Sauna, Ye Wang Cheng Weimiao Editor Zhao Ze proofreading Yang Xuli

Related Articles

[How to make dried cucumber and tofu]_How to do _ Practice Daquan

[How to make dried cucumber and tofu]_How to do _ Practice Daquan Cold cucumber and tofu should be tricky, not just a bit of vinegar and salt, but also a little chicken essence and sugar, because sugar can enhance the sweet taste, and then prepare a small amount of chicken essence, a lot in summerPeople’s […]
Read more

[Girls have a headache and what fruit to eat]_Headache

[Girls have a headache and what fruit to eat]_Headache When it comes to headaches, I believe that everyone has a deep understanding of this, especially female friends. In addition to the phenomenon that usually occurs when they are sick, there are some female friends who have similar situations during the physiological period.In addition to medications […]
Read more

F1 ended the 3 Grand Prix again, Monaco 66 was cancelled for the first time before

F1 ended the 3 Grand Prix again, Monaco 66 was cancelled for the first time before F1 announced this morning that the Dutch Grand Prix, Spanish Grand Prix and Monaco Grand Prix will take place due to the new crown pneumonia epidemic.The organizing committee of the Monaco Grand Prix immediately issued a statement to cancel […]
Read more
Search for: